Overview Exclusive Offers Loan Types EMI Calculator Benefits Eligibility FAQs
2026 Direct Lending Portal Active

Premium Access

Bajaj Finserv
Personal Loan

Unlock immediate liquidity with India's fastest digital loan process. ₹40 Lakh ready for disbursal.

APPLY SECURELY NOW TRACK STATUS

11.00%

Starting Rate

100%

Digital Process

Smart EMI Planner

₹ 5,00,000
5 Yr

Monthly Installment

₹ 10,871

PRINCIPAL INTEREST
*Rates are indicative based on 11% p.a.

Special Loan Campaigns 2026

25 Lakh Offer

Instant ₹25,00,000

Exclusive pre-approved limit for corporate employees.

No Income Proof

Zero Income Proof

Banking history based approvals for self-employed.

Interest Rates

Low Interest Rates

Save up to ₹2 Lakhs on interest with 2026 rates.

Precision Lending

Tailored financial portfolios engineered to match your life's biggest milestones.

Personal Loan
Instant Approval

Personal Loan

Multi-purpose funding for travel, weddings, or medical needs.

Rate10.49%
Max Tenure96 Mo
Property Loan
High Value

Loan Against Property

Unlock the hidden equity in your property at competitive rates.

Rate8.75%
LTV Ratio75%
Home Loan
Dream Project

Home Loan

Your journey to home ownership made simple and affordable.

Rate8.50%
Term30 Yrs

Unmatched Benefits

Lightning Approval

Verification to approval in under 300 seconds using AI.

Collateral Free

Pure unsecured funding based strictly on your profile.

Flexible Repayment

Step-up or Step-down EMI options available.

Fees & Charges 2026

ParametersPremium Details
Annual Interest11.00% - 25.00% (Market Linked)
Disbursal Limit₹40,00,000 Instant Cap
Processing FeeUp to 3.93% (Zero for Pre-approved)
ForeclosureFlexible after 1st EMI payment

Eligibility & Documentation

Eligibility Criteria

  • Age Range: 21 to 80 Years
  • Net Salary: ₹25,000+ per month
  • Employment: MNC, Public or Pvt Ltd
  • Residency: Indian Citizen

Required Documents

KYC: Aadhaar/PAN Income: 3 Mo Slips Bank Statement

Expert Advice: Maintaining a CIBIL score above 750 can help you negotiate interest rates down by up to 2.5%. Always check your score before applying!

Smart FAQs

Kitne time me paisa account me ayega?

Verification process complete hote hi money 24 ghante ke andar aapke bank account me transfer ho jata hai. Kuch cases me ye process 2 ghante me bhi ho sakta hai.

Flexi Loan ke kya fayde hain?

Flexi Loan me aapko ek pre-approved limit milti hai. Aap jitna paisa use karenge, sirf usi amount par interest dena hoga. Isse aapki monthly EMIs 45% tak kam ho sakti hain.